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Sacramento, CA
Have you missed your mortgage payment?
Are you stuck in one of those sub-prime mortgage loans?
Is your mortgage loan about to readjust?
Did you loose your job or your paycheck get reduced?
Are you losing your home? You may have lot of questions with few answers.
These are all reasons homeowners have who found themselves under water and need a life preserver. I’m here to help be that life preserver for you if you qualify for a Short Sale.
What is a Short Sale? What does Short Sale mean?
A short sale is when the homeowner owes more on the mortgage loan than what the house is currently valued at. If you qualify for a Short Sale, the lender will accept a lesser amount than what you owe on your mortgage loan.
Realtors ® who know and understand Short Sales will determine if you qualify for a Short Sale. Just because you want a Short Sale, doesn’t mean you qualify for one. Make sure you list your house for sale with a reputable Realtor ® who knows and understands Short Sales.
The last thing you need is to list your house when you don’t qualify.
Foreclosure will ruin your credit longer and it is something that you want to avoid if you can. If a loan modification is not possible with your mortgage lender than listing your house as a Short Sale is the answer.
Of course, you need to qualify for a Short Sale so give me a call.
The banks are trying to streamline Short Sales and realize that Short Sales are not only better for the bank, they are better for the homeowner and the neighborhood and the eventual home buyer.
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and read what other home buyers and home sellers have asked Gena Riede, Sacramento Realtor ® specializing in Short Sales and feel free to ask your Real Estate question by email. Perhaps, your question will be part of the next article featured on Sacramento REAL Estate 
