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Housing Scams are alive and preying on the Sacramento Homeowner.
Unscrupulous people looking to make a buck on your back have you sign a bunch of papers, tell you to pay them rent and in return theyll make your house payments or pay off your house. And they even let you keep on living in your house.
It isnt until you receive notice from the mortgage lender that you are evicted that you realize you have been scammed. These scammers do not work for the bank, they are NOT honest or trust worthy.
These home scammers know which Sacramento homeowners are having difficulty paying their house payment and they prey on your emotions during this stressful time.
Read the recent Sacramento Bee article, foreclosure rescue, home scam. This is just another kick in the you-know-what for Sacramento homeowners having trouble paying their house payment.
These thieves dont wait for you to call, they actually call you first. They track late payments on loan mortgages and Sacramento homeowners that may have sub-prime mortgage loans. They send out mailers and call. Unfortunately, the struggling Sacramento homeowner actually thinks these people will help them.
Again, I cant emphasize more to each and every Sacramento home owner who is having trouble paying their house payment CALL YOUR MORTGAGE LENDER (the person you pay or use to pay each month for your house).
Ask your mortgage lender (better known as the mortgage servicer), what solutions are available for you. Be sure to read the article Foreclosure Prevention by the Mortgage Bankers Association.
Call HUD and ask a reputable housing organization what your options are. Dont be duped by dishonest people who want to suck-up what little money you have left.
If it sounds too good to be true, IT IS!
There are also mortgage lenders calling and sending mailings to refinance. Be wary of equity-stripping scammers. Dont just put your blinders on and chose one.
Are you having trouble paying your house payment? Do you want to know what to do? Do you need to know who to call?
Below are reputable organizations where your questions can be answered.
- Sacramento Neighbor Works Homeownership Center 916.452.5356
- National Neighbor Works Homeownership Center (888) 995.4673
- Sacramento Home Loan Counseling Center 916.646.2005
- By Design Financial Solutions (800)750.2227
- Sacramento Mutual Housing Association 916.453.8400
- Tips for Avoiding Foreclosure and what to do (800) 569.4287
Foreclosures and Sacramento Short Sales are stressful for the Sacramento homeowner but you must keep your wits about you and only deal with solid reputable companies. As a certified distressed property expert, I help many of Sacramento home sellers with Short Sales and NO, you don’t pay me nor should you be paying anyone else. I am a Sacramento Short Sale agent.
Remember, there are Rescue Service scammers that take your money and do nothing to help you.
Be wise when seeking help, do your homework.
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Other Articles:
Sacramento Real Estate Fraud-Homeowners Read This
Sacramento Short Sales and Foreclosures
The Lights Have Gone Out For Many in Foreclosure
Short Sale and Foreclosure Real Estate Tax News
Sacramento Real Estate Writes Letter to All Banks
Great Info!! I will be subscribing to your RSS…