<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress/2.3.3" -->
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	>

<channel>
	<title>Sacramento Real Estate Voice</title>
	<link>http://sacramentorealestatevoice.com</link>
	<description>Current home buying and home selling tips and stragetegies in real estate along with neighborhood videos and stats</description>
	<pubDate>Wed, 14 May 2008 17:20:15 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.3.3</generator>
	<language>en</language>
			<item>
		<title>Home Sellers and Homeowners in Downtown Sacramento</title>
		<link>http://sacramentorealestatevoice.com/2008/05/14/home-sellers-and-homeowners-in-downtown-sacramento/</link>
		<comments>http://sacramentorealestatevoice.com/2008/05/14/home-sellers-and-homeowners-in-downtown-sacramento/#comments</comments>
		<pubDate>Wed, 14 May 2008 13:00:36 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Fun Things]]></category>

		<category><![CDATA[Sacramento]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/05/14/home-sellers-and-homeowners-in-downtown-sacramento/</guid>
		<description><![CDATA[Many times as Realtors we get very interesting questions and situations, today was no exception.
I received a call from a cast member of the Broadway show of Phantom of the Opera asking for assistance in finding a furnished condo downtown Sacramento from May 18th thru June 15th. 
This cast member would also consider renting a room in [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Home Sellers and Homeowners in Downtown Sacramento", url: "http://sacramentorealestatevoice.com/2008/05/14/home-sellers-and-homeowners-in-downtown-sacramento/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="5" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/05/phantam.jpg" hspace="5" alt="Phantam of the Opera in Sacramento" />Many times as Realtors we get very interesting questions and situations, today was no exception.</p>
<p>I received a call from a cast member of the Broadway show of Phantom of the Opera asking for assistance in finding a furnished condo downtown Sacramento from May 18<sup>th</sup> thru June 15<sup>th</sup>. </p>
<p>This cast member would also consider renting a room in the downtown Sacramento area. She wants to stay as close as possible to the Theater Downtown.  This is a chance for Sacramento to roll out the welcome mat. I need your help.</p>
<p>So, I’m putting out to our readers to help find this actress a place to stay and give a warm Sacramento welcome.</p>
<p>There are many condos for sale in Sacramento as well as homes for sale in Downtown Sacramento. This would be an opportunity for a home or condo seller to make a little money and rent your home or condo for a month.  The best part is getting to know a little bit more about someone visiting our Sacramento area who just happens to be an actress.</p>
<p>This touring cast member would like to stay within 2 miles of the theater Downtown Sacramento.  She performs evenings and weekends and is active during the day exploring the adopted City she is in, Sacramento.</p>
<p>While touring with the cast of <a target="_blank" href="http://www.thephantomoftheopera.com/poto/home.php">The Phantom of the Opera </a>she has stayed with many families and has had wonderful experiences. If needed,  she can supply references from her employer as well as the families she has stayed with while touring.</p>
<p>If you happen to live Downtown Sacramento and would be interested renting a room to this lovely lady, send me an <a target="_blank" href="mailto:gena@genasells.com">email</a> or call me at 916.417.2699. I’d love to hook the two of you up.</p>
<p><a target="_blank" href="http://www.onlineseats.com/venue/sacramento-community-theater.htm">Phantom of the Opera </a>starts May 21 and runs thru June 14 at the Sacramento Community Theater at 1400 J Street. I’ve seen it and it’s fantastic so make sure you go on-line and get your tickets before it&#8217;s all sold out.</p>
<blockquote><p><em>Just a quick note to remind everyone that every Friday at Cesar Chavez Plaza in Downtown Sacramento there are live bands and a chance to meet new people. It is kid friendly and a fun time had by all. This is a time for </em><a target="_blank" href="http://www.downtownsac.org/index.php?mvcTask=events&amp;id=17644"><em>Concert in the Park </em></a><em>from 5:00 pm until 9:00 pm free to all.</em></p>
<p><em>Each Wednesday it’s </em><a target="_blank" href="http://www.cafarmersmarkets.com/showMarket?marketid=174"><em>Farmer’s Market</em></a><em> from 10:00 am until 2:00 pm at Cesar Chavez Park through October. Come support our local growers and buy some unprocessed food at 10th and J Street.</em></p></blockquote>
<p dir="ltr">If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p dir="ltr">&nbsp;</p>
<p dir="ltr">If you are thinking of relocating as a home buyer or simply considering selling your house, be sure to check a FREE <a target="_blank" href="http://sacramentosmls.com/"><strong><font color="#895a34">Sacramento MLS </font></strong></a>of homes for sale.</p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Home+Sellers+and+Homeowners+in+Downtown+Sacramento&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F05%2F14%2Fhome-sellers-and-homeowners-in-downtown-sacramento%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/05/14/home-sellers-and-homeowners-in-downtown-sacramento/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Buring Real Estate Questions, Answered</title>
		<link>http://sacramentorealestatevoice.com/2008/05/12/buring-real-estate-questions-answered/</link>
		<comments>http://sacramentorealestatevoice.com/2008/05/12/buring-real-estate-questions-answered/#comments</comments>
		<pubDate>Mon, 12 May 2008 13:00:11 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Ask Gena]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Realtor]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/05/12/buring-real-estate-questions-answered/</guid>
		<description><![CDATA[Hope all you Mother’s had a wonderful Mother’s Day yesterday and did something special.
I know I did, I spent it with some long term clients who are friends and had a wonderful BBQ and shared some wine and conversation…then it was off to look at homes. Next, we will write an offer on a house they [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Buring Real Estate Questions, Answered", url: "http://sacramentorealestatevoice.com/2008/05/12/buring-real-estate-questions-answered/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="5" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/05/ask-2d20gena-2d20button2.jpg" hspace="5" alt="Ask Real Estate Question" />Hope all you Mother’s had a wonderful Mother’s Day yesterday and did something special.</p>
<p>I know I did, I spent it with some long term clients who are friends and had a wonderful BBQ and shared some wine and conversation…then it was off to look at homes. Next, we will write an offer on a house they chose on Mother’s Day in Elk Grove, CA.</p>
<p>Now, let’s get to those burning real estate questions that have been coming in.</p>
<p>Today, our 1<sup>st</sup> question  is from a home buyer who has a VA loan approval.</p>
<p>Hi Gena,</p>
<p>We are pre approved for a Veteran’s Home Loan and want to buy a house. We have been looking at some bank owned homes but want to know if what our realtor told us is true or not. She said, that we have to be careful when looking at bank owned homes because they might not approve them for a loan. Is that right?</p>
<p>Sincerely,</p>
<p>Excited Home Buyer</p>
<p><em>Dear Excited Home Buyer,</em></p>
<p><em>First let me say, congratulations on getting your loan approval.  So many home buyers forget that vital step and have no idea that it is essential at the very beginning. So, give yourself a pat on the back.</em></p>
<p><em>Your Realtor is correct. If the property has any health and safety issues as well as hazards then VA won’t approve the loan. Most bank owned properties are sold as-is which makes it difficult for you to make an offer. However, there are some out there that are very clean and in my opinion would meet the VA standards but you have to sift through them to find one that would be suitable.</em></p>
<p><em>Good luck to you and hope you find a clean one.</em></p>
<p><em>Gena</em></p>
<p>Dear Gena,</p>
<p>As a home seller I want to know if I should be present during the home inspection of my house or if my agent should be present. I don’t feel comfortable having strange people in my house. What is your opinion?</p>
<p>Reluctant Home Seller</p>
<p><em>Dear Reluctant Home Seller,</em></p>
<p><em>If you put your house up for sale and you accepted an offer from a home buyer, it is your duty according to the contract to make the house available to the home buyers, the home inspector and the home buyer’s agent. </em></p>
<p><em>It sounds as though you may be going through some separation anxiety about leaving your house. Try packing a few items and thinking about the home that you will be moving to. You need to focus on leaving and beginning a whole new life in a different house. It’s time to let go of this one.</em></p>
<p><em>Making sure that the home buyers feel comfortable in the house is essential. As a listing agent, I always instruct my home sellers to leave the house when buyers are looking and certainly for a home inspection. This is not the time to be in the house. The home buyers agent will make sure that everything is left as it was before you left.  Don’t worry.</em></p>
<p><em>Now pack and get moving…</em></p>
<p><em>Gena</em></p>
<p>Dear Gena,</p>
<p>I would love to buy a house now with prices so low but I don’t want to sell my house for nothing. The bank owned homes are bringing the value down of my house. What do you suggest I do?</p>
<p>Scared  to Sell</p>
<p><em>Hi Scared to Sell,</em></p>
<p><em>My suggestion is don’t sell. Simply rent out your house and buy another house. Make sure that you check the renters credit and call for references before signing a rental agreement and get the 1<sup>st</sup> and last month’s rent as a deposit. </em></p>
<p><em>Then when the real estate market returns, think about selling your rental or maybe by that time you will like being a landlord and be ready to buy another house to rent out.</em></p>
<p><em>Hope that helps.</em></p>
<p><em>Gena</em></p>
<p>Those are our real estate questions for this week. If you have a burning real estate question that you would like to ask the Real Estate Broker, Gena Riede simply <a target="_blank" href="mailto:gena@genasells.com">email </a>your question and it may be featured. All identifying information is removed so that no one will know who you are so feel free to ask your question.</p>
<p>If you have a Real Estate question, check out <font color="#800080"><a href="http://sacramentorealestatevoice.com/category/realtor/ask-gena/"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/ask-20real-20estate-20question.jpg" alt="Ask Real Estate Question" /></a></font> and read what other home buyers and home sellers have asked.</p>
<p dir="ltr">If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p dir="ltr">&nbsp;</p>
<p dir="ltr"><em><strong>Other Real Estate Questions</strong></em>:</p>
<p dir="ltr"><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/12/ask-your-real-estate-question-2/">Ask Your Real Estate Question</a></p>
<p><strong><font color="#895a34"><a target="_blank" href="http://sacramentorealestatevoice.com/2008/01/20/ask-gena-answers-homeowner-question/">Ask Gena Answers Homeowner Question</a><a rel="bookmark" target="_blank" href="http://sacramentorealestatevoice.com/2008/01/20/ask-gena-answers-homeowner-question/" title="Permanent Link to Ask Gena Answers Homeowner Question"></a></font></strong></p>
<p><strong><font color="#895a34"><a target="_blank" href="http://sacramentorealestatevoice.com/2007/09/12/ask-real-estate-question/">Ask Real Estate Question</a><a target="_blank" href="http://sacramentorealestatevoice.com/2007/09/12/ask-real-estate-question/"></a></font></strong></p>
<p><strong><font color="#895a34"><a target="_blank" href="http://sacramentorealestatevoice.com/2007/07/31/ask-your-real-estate-question/">Ask Your Real Estate Question</a></font></strong></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Buring+Real+Estate+Questions%2C+Answered&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F05%2F12%2Fburing-real-estate-questions-answered%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/05/12/buring-real-estate-questions-answered/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Cut Your Property Taxes</title>
		<link>http://sacramentorealestatevoice.com/2008/05/09/cut-your-property-taxes/</link>
		<comments>http://sacramentorealestatevoice.com/2008/05/09/cut-your-property-taxes/#comments</comments>
		<pubDate>Fri, 09 May 2008 13:00:18 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Real Estate Tips]]></category>

		<category><![CDATA[Sacramento]]></category>

		<category><![CDATA[Reduce Your Property Tax for FREE]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/05/09/cut-your-property-taxes/</guid>
		<description><![CDATA[REDUCING REAL ESTATE PROPERTY TAXE IS FREE!
Every homeowner in Sacramento County, Placer County, El Dorado County and Yolo County need to be aware of the latest scam.
I can’ t believe all the people who stoop so low to take advantage of people.
Listen up, this is really going on and just in case you missed this [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Cut Your Property Taxes", url: "http://sacramentorealestatevoice.com/2008/05/09/cut-your-property-taxes/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="6" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/05/right-wrong.jpg" hspace="6" alt="Decision" /><strong><font color="#ff0000">REDUCING REAL ESTATE PROPERTY TAXE IS FREE</font></strong>!</p>
<p>Every homeowner in Sacramento County, Placer County, El Dorado County and Yolo County need to be aware of the latest scam.</p>
<p>I can’ t believe all the people who stoop so low to take advantage of people.</p>
<p>Listen up, this is really going on and just in case you missed this in the news, Sacramento Real Estate Voice is looking out for you.</p>
<p>Everyone wants to lower their property taxes, especially those homeowners who purchased their house in 2004, 2005 and 2006. I have written several articles about how you can fill out forms, call the County Assessor’s office and all this is <strong>FREE</strong>. Let me repeat, you don’t pay anything to get your taxes reduced.</p>
<p>There is a company out there called Property Tax Adjusters, Inc. who has been sending letters to homeowners asking them to pay $95 to have their taxes reduced.</p>
<p>If you are entitled to have your taxes reduced, the County does this for <strong>FREE.</strong> Please do not be a victim of this. Apparently, the company doing this is not breaking the law but knows how to play the system.</p>
<p>Be alert and know that there are scammers out there, don&#8217;t be a victim. Keep your $95 and buy some gas.</p>
<p>For <a href="http://www.sccob.saccounty.net/assess%20forms%20and%20instructions/AABFORM-06-07.pdf" title="Application for Change of Assessmento">Homeowners living in Sacramento County</a>, , click on the link for forms and phone numbers to reduce your real estate property taxes for <strong>FREE</strong>.</p>
<p>For <a href="http://co.el-dorado.ca.us/assessor/remedy.htm" title="El Dorado County Assessor">Homeowners living in El Dorado County</a>, click on the link for information on how to lower your home property tax bill.</p>
<p>For <a href="http://www.placer.ca.gov/Departments/Assessor/Decline%20in%20Value.aspx" title="Placer County Assessor">homeowners living in Placer County</a>, click the link to read and download the request for decline in value for <strong>FREE</strong>.</p>
<p>For <a href="http://www.yolocounty.org/Index.aspx?page=337" title="Yolo county Assessor">homeowners living in Yolo County</a>, contact the County Assessor&#8217;s office at 530-666-8135</p>
<p>Please share this information with your neighbors, friends, family and those at work. I just hate it when people are taken advantage of so please help me to help others.</p>
<p>On a lighter note: Be sure to have a Great Mother&#8217;s Day. If you are wondering what is happening around Sacramento on Mother&#8217;s Day&#8230;here are some choices:</p>
<p>Southside Park - Breast Cancer - Walk to Empower starts at 9:00 am at 2115 6th Street, Sacramento</p>
<p>Mother&#8217;s Day Zoo Tour and Brunch at 11:30 at 3930 West Land Park Dr., Sacramento</p>
<p>East Sac Garden Tour, 10 am - 4 pm tickets $20, Lunch by Il Fornaio $15 more info click <a href="http://eastsacgardentour.com/" title="East Sac Garden Tour">David Lubin</a></p>
<p align="center">Have a great weekend and see you first thing on Monday morning.</p>
<p>If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p>If you are thinking of relocating as a home buyer or simply considering selling your house, be sure to check a FREE <a target="_blank" href="http://sacramentosmls.com/"><strong><font color="#895a34">Sacramento MLS </font></strong></a>of homes for sale.</p>
<p><strong><em>Other Property Tax Articles</em></strong>:</p>
<p><a href="http://sacramentorealestatevoice.com/2007/09/21/property-taxes-something-for-homeowners-to-consider/" title="Property Taxes-Something for Homeowners to Consider">Property Taxes-Something for Homeowners to Consider</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/04/09/money-in-the-pocket-of-placer-county-homeowners/" title="Money in the Pocket of Placer County Homeowners">Money in the Pocket of Placer County Homeowners</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/04/02/first-time-homeowner-tax-deductions/" title="First Time Homeowner Tax Deductions">First Time Homeowner Tax Deductions</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Cut+Your+Property+Taxes&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F05%2F09%2Fcut-your-property-taxes%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/05/09/cut-your-property-taxes/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Sacramento Home Buyers Are Smiling</title>
		<link>http://sacramentorealestatevoice.com/2008/05/07/sacramento-home-buyers-are-smiling/</link>
		<comments>http://sacramentorealestatevoice.com/2008/05/07/sacramento-home-buyers-are-smiling/#comments</comments>
		<pubDate>Wed, 07 May 2008 13:00:29 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Home Buyer]]></category>

		<category><![CDATA[Sacramento]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/05/07/sacramento-home-buyers-are-smiling/</guid>
		<description><![CDATA[Happy Sacramento Home Buyers are buying homes and condos.
How can anyone not smile when seeing such happy home buyer smiles?
The home buyers I am working with right now are looking for homes in Elk Grove, CA.  Both couples are looking for completely different homes and very anxious to find just the right house.
We are in the [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Sacramento Home Buyers Are Smiling", url: "http://sacramentorealestatevoice.com/2008/05/07/sacramento-home-buyers-are-smiling/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="6" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/05/happy-20home-20buyers-small.jpg" hspace="6" alt="Happy Home Buyers" />Happy Sacramento Home Buyers are buying homes and condos.</p>
<p>How can anyone not smile when seeing such happy home buyer smiles?</p>
<p>The home buyers I am working with right now are looking for homes in <a target="_blank" href="http://sacramentorealestatevoice.com/2007/03/26/featured-city-elk-grove-california/">Elk Grove, CA</a>.  Both couples are looking for completely different homes and very anxious to find just the right house.</p>
<p>We are in the real estate process of finding just the right home that meets their mortgage loan qualifications.</p>
<p>Of course, if you are interested in knowing what Elk Grove Ca homes are for sale be sure to check out each of the zip codes, 95624, 95758 and 95757.  There is a lot of real estate in Elk Grove to chose from. Click on <a target="_blank" href="http://elkgrovesmls.com/">Elk Groves MLS </a>to view homes for sale in Elk Grove, CA.</p>
<p>This weekend my Sacramento home buyers found a house, wrote an offer and was accepted in Cameron Park, CA. The home buyers are beginning the process of the disclosure period.</p>
<p>Disclosure period is a time when home sellers send information to the home buyer about their house. It is also a time when the home buyer will have the house inspected by a home inspector and the termite and pest inspection of the house will be completed and a report shared with the home buyer. So, for the next 17 days we will be very busy reading and having all of the inspections.</p>
<p>Then, the home buyers will decide whether or not they will continue in the purchase of this lovely house. If they agree with all the reports and what the home seller is willing to fix and repair,then the house will be theirs in June to call home.</p>
<p>If you would like to see what <a target="_blank" href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=350000&amp;to_price=999999999&amp;sqft=1600&amp;bed=3&amp;bath=2&amp;comarea=any&amp;ptype=any&amp;rows=5&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=el&amp;ziplist=95682&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any">homes are for sale in Cameron Park</a>, just click. </p>
<p>Another home buyer is anxious to get qualified with the Lender so that he can write an offer on a Carmichael house that is currently an REO which is bank owned. It doesn’t take that long to get loan approval from a reputable Lender. With Bank owned homes and condos, the home buyers Lender needs to contact the bank who now owns the house in order to share the home buyers loan approval. The home buyer is so excited to get started fixing up his new home…but wait we need to make an offer and have the bank accept your offer. He is sooo excited.</p>
<p>If you would like to see what <a target="_blank" href="http://sacramentorealestatevoice.com/2008/05/05/search-foreclosure-homes-for-sale-for-free/">bank owned homes are for sale</a>, just click on the link.</p>
<p>There have been lots of home buyers smiles this week and many more to come. I can’t think of anything that makes me smile more than when a home buyer smiles back at me as I tell them, your offer has been accepted.</p>
<p>It’s been a good week for my home buyers, hope the same is true for you.</p>
<p>If you like what you read here on If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p><em><strong>Home Buyer Articles Not to Miss</strong></em>:</p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/27/how-much-money-do-i-need-to-buy-a-house/">How Much Money Do I Need to Buy a House?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/11/sacramento-realtor-talks-to-home-buyers/">Sacramento Realtor Talks to Home Buyers</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/01/29/baby-steps-when-buying-a-house/">Baby Steps When Buying A House</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/10/16/when-should-a-first-time-home-buyer-buy-a-house/">When Should a First Time Home Buyer Buy A House?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/10/10/first-time-homebuyers-should-take-advantage-of-the-buyers-market/">First-Time Home Buyers Should Take Advantage of the Buyers Market</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/10/08/new-home-buyer-information-you-need-to-read/">New Home Buyer Information You Need to Know</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/09/17/homeowner-tips-and-home-buyer-tips/">Homeowner Tips and Home Buyer Tips</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/03/05/important-buyer-information/">Important Buyer Information</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/08/27/first-time-home-buyers-in-sacramento-congratulations/">First Time Home Buyers in Sacramento-Congratulations!</a><font color="#000000"><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/05/affordable-neighborhood-in-sacramento/">Affordable Neighborhood in Sacramento</a></p>
<p></font><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/29/home-buyers-do-you-remember-being-in-school/">Home Buyers, Do You Remember Being in School?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2006/12/14/first-time-homebuyers-check-off-list/">First Time Homebuyers Check-off List Part I</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2006/12/22/first-time-homebuyers-check-off-list-part-ii-write-an-offer/">First Time Homebuyers Check-Off List Part II-Write An Offer</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Sacramento+Home+Buyers+Are+Smiling&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F05%2F07%2Fsacramento-home-buyers-are-smiling%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/05/07/sacramento-home-buyers-are-smiling/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Search Foreclosure Homes For Sale For Free</title>
		<link>http://sacramentorealestatevoice.com/2008/05/05/search-foreclosure-homes-for-sale-for-free/</link>
		<comments>http://sacramentorealestatevoice.com/2008/05/05/search-foreclosure-homes-for-sale-for-free/#comments</comments>
		<pubDate>Mon, 05 May 2008 13:00:11 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Foreclosure]]></category>

		<category><![CDATA[Home Buyer]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/05/05/search-foreclosure-homes-for-sale-for-free/</guid>
		<description><![CDATA[Are you trying to find Bank Owned Homes for sale? In Real Estate we refer to these as REO homes? And many of you call them Foreclosure Homes?
The free search for homes on the right hand side of Sacramento Real Estate Voice now includes for your convenience listings of Bank Owned homes for sale.
In other [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Search Foreclosure Homes For Sale For Free", url: "http://sacramentorealestatevoice.com/2008/05/05/search-foreclosure-homes-for-sale-for-free/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="5" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/reo51.jpg" hspace="5" alt="Foreclosure Homes For Sale" />Are you trying to find Bank Owned Homes for sale? In Real Estate we refer to these as REO homes? And many of you call them Foreclosure Homes?</p>
<p>The free search for homes on the right hand side of Sacramento Real Estate Voice now includes for your convenience listings of Bank Owned homes for sale.</p>
<p>In other words you can find homes that are in Foreclosure which is Bank Owned and we call them REO homes for sale.</p>
<p>You can also select Short Sale homes. Be sure to read the difference between a <a target="_blank" href="http://sacramentorealestatevoice.com/2006/10/18/what-does-short-sale-mean/">Short Sale</a> and a <a target="_blank" href="http://sacramentorealestatevoice.com/2007/06/01/sacramento-short-sales-and-foreclosures/">Foreclosure home</a>. I have provided a picture of what the screen will look like after you select the county that you want to view homes for sale in.  Here are the steps involved in your FREE Foreclosure Home Search.</p>
<ol>
<li>Click on Search for Homes</li>
<li>Select the County that you want to Search for a Home, Condo, Land etc.</li>
<li>Select the minimum and maximum amount you wish to spend and any other specifications.</li>
<li>Select REO/Bank Owned or Short Sales if you are want to see Foreclosed homes for sale.</li>
<li>Then select the Cities/Communities that you are interested in specifically</li>
<li>You may view the homes for sale within a map or by a list, your choice</li>
</ol>
<p>There are a slew of REO homes for sale in the Sacramento area and surrounding areas. Lately, I&#8217;ve been seeing multiple offers on this home for sale. Many going for much more than what the current asking price is. I have to wonder why. There are so many, I wouldn&#8217;t think it necessary to pay more than required to get a good house at a great deal.</p>
<p>Yesterday, while previewing a bank owned home for sale in Carmichael, CA for a home buyer, I received a phone call from another home buyer asking about a bank owned home for sale in Citrus Heights, CA. To my surprise, both homes are in pending sale as of last night with multiple offers.</p>
<p>Interest rates are thought to go down one more time if the powers that be think it won&#8217;t hurt the economy. What I understand is that rates will be going back up during the year. Getting qualified for a mortgage loan is getting harder for most people so if you want to get in on these good home prices, I have a couple of suggestions.</p>
<ol>
<li><strong><em>Get Pre Approved for a home Loan with a Reputable Lender</em></strong></li>
<li><strong><em>Hook-up with a Full-time, experienced Realtor</em></strong></li>
<li><strong><em>Have a back-up house that you can write an offer on should the 1st one be in multiple offers</em></strong></li>
<li><strong><em>Don&#8217;t waste any time. You may just be one of the many who find themselves unable to qualify by the time you get around to getting really serious.  Many already are.</em></strong></li>
</ol>
<p>Home buyers are afraid and I can&#8217;t blame you with all the negative talk on TV and with people who think they know all about Real Estate and financing. Everyone and their brother is an authority. Also, many new home buyers think that prices will continue to go down. I have a very good answer to that.</p>
<p>If you working with a knowledgeable Realtor, they will make sure that you get an excellent price. They take into account prices going down. Now, let&#8217;s say you wait until prices go down a little more and interest rates go up a little more&#8230;what have you accomplished? Not much except that your payment will probably be more.  That is if you qualify by that time. I hope I made sense to you. If you think prices will go down say 1% or 3% even 5% more, than offer that now while interest rates are still down. Makes good sense to me. If you like what you read here on If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p><strong><em>Below are articles to read about Bank Owned and Short Sale</em></strong>:</p>
<p><a href="http://sacramentorealestatevoice.com/2008/03/14/move-out-of-the-way-bankers/" title="Move Out of the Way, Bankers">Move Out of the Way, Bankers</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/06/01/sacramento-short-sales-and-foreclosures/" title="Sacramento Short Sales and Foreclosures">Sacramento Short Sales and Foreclosures</a></p>
<p><a href="http://sacramentorealestatevoice.com/2006/10/21/do-you-understand-foreclosure/" title="Do You Understand Foreclosure?">Do You Understand Foreclosure?</a></p>
<p><a href="http://sacramentorealestatevoice.com/2006/10/18/what-does-short-sale-mean/" title="What Does Short Sale Mean?">What Does Short Sale Mean?</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Search+Foreclosure+Homes+For+Sale+For+Free&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F05%2F05%2Fsearch-foreclosure-homes-for-sale-for-free%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/05/05/search-foreclosure-homes-for-sale-for-free/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Elk Grove CA Western Festival 2008</title>
		<link>http://sacramentorealestatevoice.com/2008/05/02/elk-grove-ca-western-festival-2008/</link>
		<comments>http://sacramentorealestatevoice.com/2008/05/02/elk-grove-ca-western-festival-2008/#comments</comments>
		<pubDate>Fri, 02 May 2008 13:00:43 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Elk Grove]]></category>

		<category><![CDATA[Fun Things]]></category>

		<category><![CDATA[Home Buyer]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/05/02/elk-grove-ca-western-festival-2008/</guid>
		<description><![CDATA[Elk Grove CA will be celebrating it’s 51st Annual Elk Grove Western Festival this weekend, May 3rd and 4th.
The Western Festival starts off on Saturday, May 3rd at 11:00 am with a Parade in Old Town on Elk Grove Blvd. and School Street and ends at the Elk Grove High School.
Then it’s on to the [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Elk Grove CA Western Festival 2008", url: "http://sacramentorealestatevoice.com/2008/05/02/elk-grove-ca-western-festival-2008/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="5" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/05/elk-20grove-20western-20festival.jpg" hspace="5" alt="Elk Grove Western Festival" />Elk Grove CA will be celebrating it’s <strong>51<sup>st</sup> Annual <a href="http://www.elkgrovewesternfestival.com/" title="Elk Grove Western Festival 2008">Elk Grove Western Festival</a></strong> this weekend, May 3<sup>rd</sup> and 4<sup>th</sup>.</p>
<p>The Western Festival starts off on Saturday, May 3<sup>rd</sup> at 11:00 am with a Parade in Old Town on Elk Grove Blvd. and School Street and ends at the Elk Grove High School.</p>
<p>Then it’s on to the Elk Grove Regional Park for a day of fun to help kick off Summer.</p>
<p>This year’s theme of the Elk Grove Western Festival is “Children’s Board Games.”</p>
<p>Be sure to come out and enjoy the fun, food, car show,</p>
<p>Rodeo featuring Mutton Busting, Elk Grove Western Idol contest, craft items, art show, local and hired entertainment acts and family games. Help support your local community and have some fun.</p>
<p>I’ll be showing houses to new home buyers who have are moving to Elk Grove from out of state. Elk Grove CA real estate is booming right now with quite a few homes for sale. There are some excellent real estate buys with all of the REO and Bank Owned Homes for sale many having multiple offers. I think these new home buyers will be able to find an excellent home here in Elk Grove.</p>
<p>Elk Grove has many different areas to chose homes from old to new. With 3 zip codes, Elk Grove CA has grown leaps and bounds since the yearly years of the Western Festival. I heard that Ronald Reagan actually rode a white horse in one of the Parades years ago. Bet there are some wild stories&#8230;</p>
<p>Do you need driving directions to the <a href="http://www.elkgrovewesternfestival.com/parkmap.html" title="Elk Grove Westen Festival Map Directions">Elk Grove Western Festival</a>? Click the link.</p>
<p>Have a great time this weekend and enjoy making new friends and seeing old ones.  See you here on Monday!</p>
<p>If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p><strong><em>For More to read About Elk Grove CA</em></strong>:</p>
<p><a href="http://sacramentorealestatevoice.com/2007/03/26/featured-city-elk-grove-california/" title="Featured City Elk Grove, California">Featured City Elk Grove California</a></p>
<p><a href="http://sacramentorealestatevoice.com/2006/11/13/elk-grove-california-overview/" title="Elk Grove Overview">Elk Grove California Overview</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/01/02/elk-grove-california-caters-to-the-family/" title="Elk Grove Califronia Caters to the Family">Elk Grove Caters to the Family</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/04/30/elk-grove-ca-home-buyer-lends-a-loving-hand/" title="Elk Grove CA Home Buyer Lends A Loving Hand">Elk Grove CA Home Buyer Lends a Helping Hand</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Elk+Grove+CA+Western+Festival+2008&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F05%2F02%2Felk-grove-ca-western-festival-2008%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/05/02/elk-grove-ca-western-festival-2008/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Elk Grove CA Home Buyer Lends A Loving Hand</title>
		<link>http://sacramentorealestatevoice.com/2008/04/30/elk-grove-ca-home-buyer-lends-a-loving-hand/</link>
		<comments>http://sacramentorealestatevoice.com/2008/04/30/elk-grove-ca-home-buyer-lends-a-loving-hand/#comments</comments>
		<pubDate>Wed, 30 Apr 2008 20:57:02 +0000</pubDate>
		<dc:creator>Gena Riede</dc:creator>
		
		<category><![CDATA[Elk Grove]]></category>

		<category><![CDATA[Home Buyer]]></category>

		<category><![CDATA[]]></category>

		<category><![CDATA[Sacramento Home Buying]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/04/30/elk-grove-ca-home-buyer-lends-a-loving-hand/</guid>
		<description><![CDATA[Sacramento homeowners sometimes find they need a bigger house.
Home Sellers sell for many different reasons.
Are you a homeowner who needs more room?
As a Sacramento Realtor and Real Estate Broker for Remax Gold, sometimes I find that my homeowners need to lend a hand to help relatives.  Lately, I have had several Home owners who [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Elk Grove CA Home Buyer Lends A Loving Hand", url: "http://sacramentorealestatevoice.com/2008/04/30/elk-grove-ca-home-buyer-lends-a-loving-hand/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/elk-20grove-20home-20buyer.jpg" alt="Elk Grove Home Buyer" align="left" border="0" hspace="5" vspace="5" />Sacramento homeowners sometimes find they need a bigger house.</p>
<p>Home Sellers sell for many different reasons.</p>
<p>Are you a homeowner who needs more room?</p>
<p>As a Sacramento Realtor and Real Estate Broker for Remax Gold, sometimes I find that my homeowners need to lend a hand to help relatives.  Lately, I have had several Home owners who are now find that relatives need to move-in. They have contemplated the best solutions for all and each came to different conclusions.</p>
<p>There are times when parents can no longer live far away and on their own.  Options you might consider depend on your life style, budget and the health of your loved one that needs your help.</p>
<p>A small condo or house near your current home for a relative to move-in might be just the right solution. Other past clients have rented their current home and purchased a larger house to have their relative live with them. Here are some various options you might consider:</p>
<ul>
<li>Buy a House with a Casita (small little house on the same property as the main house)</li>
<li>Buy a Condo close by to your current home</li>
<li>Buy a Larger Home with 2 Master Bedrooms</li>
<li>Buy a Larger Home with In-Law Quarters</li>
<li>Buy a Home on land where you can build to suit</li>
</ul>
<p>This week, I will be showing larger homes in Elk Grove, CA to some very special home buyers who I consider friends. These remarkable people are in this very situation, a situation of love, concern, loyalty and family. Life finds them back to finding just the right home where they can live with their current family and a relative who needs their care and love.</p>
<p>While looking for homes for sale in Elk Grove, CA we have quite a variety to chose from and Im sure they will find just the right one where everyone will feel comfortable, have their own space and be able to call home.</p>
<p>Just another day wonderful day in real estate making a family happy.</p>
<p>You dont have to ask if I enjoy my job, it is so rewarding to see the happiness and smiles when handing over the keys to the home buyer and being part of a special time in their lives, buying a house.</p>
<p>If you would like to see homes for sale in Elk Grove, CA click to see homes for sale in your budget range.  And dont forget, the first step is find out if you can get a mortgage loan so get approved, first.</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=0&amp;to_price=200000&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale </a> under $200,000</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=200000&amp;to_price=400000&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale</a> under $400,000</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=400000&amp;to_price=600000&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale</a> under $600,000</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=600000&amp;to_price=800000&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale</a> under $800,000</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=800000&amp;to_price=1000000&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale</a> under $1 Mil</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=1000000&amp;to_price=3000000&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale</a> under $3 Mil</p>
<p><a href="http://www.idxcentral.com/metro/idxsearch.cfm?idxid=griede&amp;pg=results&amp;from_price=3000000&amp;to_price=999999999&amp;sqft=0&amp;bed=0&amp;bath=0&amp;comarea=any&amp;ptype=House&amp;rows=10&amp;do=any&amp;acmin=0&amp;acmax=99999&amp;ybmin=0&amp;set=any&amp;cs=sa&amp;ziplist=95624%2C95758%2C95757&amp;stories=any&amp;pool=any&amp;horse=any&amp;sort=pricea&amp;lo=any&amp;loid=any&amp;la=any" target="_blank">Elk Grove Home For Sale</a> over $3 Mil</p>
<p>If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" border="0" /></a></font> to get the latest articles sent to your email.</p>
<p><em><strong>Get to Know Elk Grove, CA  by Reading</strong></em>:</p>
<p><a href="http://sacramentorealestatevoice.com/2007/03/26/featured-city-elk-grove-california/" target="_blank">Featured City, Elk Grove California</a></p>
<p><a href="http://sacramentorealestatevoice.com/2006/11/13/elk-grove-california-overview/" target="_blank">Elk Grove California Overview</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/01/02/elk-grove-california-caters-to-the-family/" target="_blank">Elk Grove Caters to the Family</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/03/20/active-adult-communities-around-sacramento/" target="_blank">Active Adult Communities Around Sacramento</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/07/18/elk-grove-ca-latest-happenings/" target="_blank">Elk Grove CA Latest Happenings</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/05/02/elk-grove-promenade-shopping-mall-update/" target="_blank">Elk Grove Promenade Shopping Mall Update</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/07/25/elk-grove-celebrates-the-strauss-festival/" target="_blank">Elk Grove Celebrates the Strauss Festival</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/04/20/elk-grove-ca-western-festival-come-join-the-fun/" target="_blank">Elk Grove CA Western Festival-Come Join the Fun</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/04/23/everyday-is-earth-day-in-elk-grove-ca/" target="_blank">Everyday is Earth Day in Elk Grove, CA</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Elk+Grove+CA+Home+Buyer+Lends+A+Loving+Hand&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F04%2F30%2Felk-grove-ca-home-buyer-lends-a-loving-hand%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/04/30/elk-grove-ca-home-buyer-lends-a-loving-hand/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Hmmm That Home Looks Good!</title>
		<link>http://sacramentorealestatevoice.com/2008/04/28/hmmm-that-home-looks-good/</link>
		<comments>http://sacramentorealestatevoice.com/2008/04/28/hmmm-that-home-looks-good/#comments</comments>
		<pubDate>Mon, 28 Apr 2008 13:00:37 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Home Staging]]></category>

		<category><![CDATA[Real Estate Tips]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/04/28/hmmm-that-home-looks-good/</guid>
		<description><![CDATA[Today, I&#8217;d like to welcome one of Sacramento&#8217;s Best Home Stagers to Sacramento Real Estate Voice. 
I am pleased to introduce Lori Kim Polk founder and Lead Designer of Artful Journey Designs and Staging.
I think you will see through her writing the importance of home staging now more than ever. Without further adieu&#8230;Here&#8217;s Lori&#8230;
Home Staging [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Hmmm That Home Looks Good!", url: "http://sacramentorealestatevoice.com/2008/04/28/hmmm-that-home-looks-good/" });</script>]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="2" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/staging1.jpg" hspace="2" alt="Home Staging" />Today, I&#8217;d like to welcome one of Sacramento&#8217;s Best Home Stagers to Sacramento Real Estate Voice. </p>
<p>I am pleased to introduce Lori Kim Polk founder and Lead Designer of <a target="_blank" href="http://artfuljourney.net/">Artful Journey Designs and Staging</a>.</p>
<p>I think you will see through her writing the importance of home staging now more than ever. Without further adieu&#8230;Here&#8217;s Lori&#8230;</p>
<p>Home Staging to Real Estate is like frosting on the cake.  You dont have to have it, but the cake is OHHHH so much better with it.  And the cake sells for more money and quicker too.  Funny analogy  sure, but actually pretty accurate.</p>
<p>Home staging has gone from a home based business, hobby for some, part time for others, to a legitimate industry.  While it has done so, the savvy professional home stager who has a viable business has tools in their arsenal that will make the difference in that sale.</p>
<p>What do I mean?  Well, first review the portfolio of the stager you are considering.  Does their furniture and accessory package look the same in more than one of their home examples?  Do they do the same style without regard for the architecture and style of your home?  The professional home stager is fluent in home styles, architecture, decorating styles and demographics for your home before they choose a staging plan for your home. </p>
<p>The professional home stager would not send a bid without having seen your home, just like a Realtor should not give you a price without seeing the nuances of your home and how it compares to the comparable sales. When the professional home stager has done their work with the style, architecture and personality of your home in mind, then the buyer that is drawn to see more. They are not disappointed when they come inside as the interior is what they expect and FITS your home and its architecture.</p>
<p>There are subtle decisions made in the blink of an eye when things are congruent, those decisions are favorable to your sale, when they are off the staging could be nice, but it doesnt quite feel right to the buyer and they dont know why.  Often they just dont buy it. </p>
<p>You wouldnt use a hobby dentist, a hobby Realtor as you want their professionalism, experience and marketing knowledge.  It costs you no more to have those qualities in a professional home stager.  In fact, youve probably seen those homes for sale that have not sold and were staged a second time and then sold?  Well, the professional home stager that has studied and applied the tools of their profession knows what to do to make that difference. The home could have a great cake mix of structure but, Professional Home Staging is the icing on the cake for a SALE.</p>
<p>You heard it straight from a Professional Home Stager. Thank you, Lori.</p>
<p>Sellers, please remember that the home buyers are discriminating in their choices of homes. There are a lot of homes on the real estate market for sale, yours needs to be frosted. </p>
<p>If you would like to contact Lori Polk for an evaluation of your home to be staged, her information is below and I highly recommend Lori.</p>
<p>Lori Kim Polk is the Founder and Lead Designer of <a target="_blank" href="http://artfuljourney.net/">Artful Journey Designs and Staging</a>, a full service Home Staging and Design company located in Roseville, California. We proudly service Granite Bay, Rocklin, Lincoln, Sacramento and surrounding areas. Call us today at 916-300-0402 for our premier services.</p>
<p>If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p><em><strong>Other Home Staging Articles</strong></em>:</p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/31/dress-your-home-to-sell-inside-home-seller-tips/">Dress Your Home To Sell-Inside Home Seller Tips</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/28/dress-your-home-to-sell-outside-home-seller-tips/">Dress Your Home to Sell-Outside Home Seller Tips</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/20/what-every-home-seller-should-know/">What Every Home Seller Should Know</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/02/02/want-to-sell-your-house/">How To Sell Your House</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2006/10/16/selling-your-home/">Tips In Preparing Your Home For Sale</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Hmmm+That+Home+Looks+Good%21&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F04%2F28%2Fhmmm-that-home-looks-good%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/04/28/hmmm-that-home-looks-good/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Fun Things Around Sacramento</title>
		<link>http://sacramentorealestatevoice.com/2008/04/25/fun-things-around-sacramento/</link>
		<comments>http://sacramentorealestatevoice.com/2008/04/25/fun-things-around-sacramento/#comments</comments>
		<pubDate>Fri, 25 Apr 2008 15:44:37 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Fun Things]]></category>

		<category><![CDATA[Sacramento]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/04/25/fun-things-around-sacramento/</guid>
		<description><![CDATA[Sacramento is a great place to live with plenty of
fun things to do in and around the Sacramento areas.
Many are new comers to the Sacramento region and recently relocated to our area.
In fact, one of my new home buyers that I spoke to last night has moved here from Colorado so here are a few [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Fun Things Around Sacramento", url: "http://sacramentorealestatevoice.com/2008/04/25/fun-things-around-sacramento/" });</script>]]></description>
			<content:encoded><![CDATA[<p>Sacramento is a great place to live with plenty of<img border="0" vspace="10" align="right" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/asparagus-20festival.jpg" hspace="10" alt="Asparagus Festival" /></p>
<p>fun things to do in and around the Sacramento areas.</p>
<p>Many are new comers to the Sacramento region and recently relocated to our area.</p>
<p>In fact, one of my new home buyers that I spoke to last night has moved here from Colorado so here are a few fun places to go this weekend for all those who have are relocating to the surrounding Sacramento areas.</p>
<p>With fabulous weather this weekend in the 80s, the place not to miss is the annual <a target="_blank" href="http://www.asparagusfest.com/">Stockton Asparagus Festival</a>. Whether you like asparagus or not, dont miss this great fun event. It starts today,</p>
<p>Friday, April 25, 2007 from 10:00 am-7 pm</p>
<p>Saturday, April 26, 10 am-7 pm</p>
<p>Sunday, April 27, 2007 10am-7 pm</p>
<p>Tons to do, see, hear and taste. If youve never been, you should plan on it this weekend. Learn about how asparagus grows and how much land it takes to grow this wonderful vegetable. It is a plant that we may see in extension since many growers are surrendering their land to grow corn.</p>
<p>For those new to our Sacramento area, Stockton is south of Sacramento just 45 minutes away. Click to see a <a target="_blank" href="http://www.asparagusfest.com/docs/2007-Asparagus-Festival-Footprint-011707.pdf">map of the Stockton Asparagus Festival</a></p>
<p>Dont forget the Spring Home and Garden Show in El Dorado County to get ideas to help sell your house, Sellers. This is a great opportunity to gather some inspiration whether putting your home on the real estate market or fixing up and maintaining your home.</p>
<p><img border="0" vspace="10" align="left" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/garden.jpg" hspace="10" alt="Garden" />El Dorado County is holding the <a target="_blank" href="http://www.edchomeshow.com/index.html">Spring Home and Garden Show </a>today, April 25, 2007 from noon till 8 pm</p>
<p>through April 27<sup>th</sup> from 10 am until 5:00 pm at the Fairgrounds. This is a great place to go and pick-up some spectacular redecorating tips for your home as well as learning how to make the outside of your house be more inviting and fun. Check out the Spring Home and Garden Show off Hwy 50, exit Placerville Dr.</p>
<p>Its fun to learn new things to make your home sparkle and shine. Whether you are thinking of selling your house and needing ideas to help give it that certain edge or just wanting to have a new look and modernize what your currently own.  This is a place to go and get those great ideas for your home.</p>
<p>Have fun, enjoy the great weather and dont forget your sun screen.</p>
<p>As always, you are free to view <a target="_blank" href="http://sacramentosmls.com/">homes for sale</a> on my <a target="_blank" href="http://sacramentosmls.com/">free MLS </a>and please give me a call if you would like me to represent you when buying or selling a house or condo.</p>
<p>If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p><em><strong>Other Fun Articles</strong></em>:</p>
<p><a href="http://sacramentorealestatevoice.com/2007/05/25/sacramento-fun-things-to-do/" title="Sacramento Fun Things to Do">Sacramento Fun Things To Do</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/01/31/take-a-spin-around-sacramento-california/" title="Take A Spin Around Sacramento">Take A Spin Around Sacramento California</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/03/21/sacramento-real-estate-surprise/" title="Sacramento Real Estate Surprise">Sacramento Real Estate Surprise</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/02/13/want-to-know-a-secret/" title="Want to Know A Secret?">Want to Know A Secret?</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/05/19/new-to-california-relocating/" title="New to California-Relocating">New to California-Relocating</a></p>
<p><a href="http://www.genasellssacramento.com/content/article.html?id=1264560" title="Sacramento Overview">Sacramento Overview</a></p>
<p><em><strong>Other Good Articles for Home Buyers to Read:</strong></em></p>
<p><a href="http://sacramentorealestatevoice.com/2008/02/11/sacramento-realtor-talks-to-home-buyers/" title="Sacramento Realtor Talks to Home Buyers">Sacramento Realtor Talks to Home Buyers</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/02/04/if-mama-aint-happy-nobodys-happy/" title="If Mama Aint Happy Nobdys Happy">If Mama Ain&#8217;t Happy, Nobody&#8217;s Happy!</a></p>
<p><a href="http://sacramentorealestatevoice.com/2008/01/29/baby-steps-when-buying-a-house/" title="Baby Steps When Buying a House">Baby Steps When Buying a House</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/12/27/sacramento-home-buyer-lets-imagine/" title="Sacramento Home Buyer-Lets Imagine">Sacramento Home Buyer-Let&#8217;s Imagine</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/12/20/what-are-the-abcs-of-buying-a-house/" title="What Are the ABCs of Buying A House?">What are the ABCs of Buying a House</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/10/16/when-should-a-first-time-home-buyer-buy-a-house/" title="When Should A First Time Home Buyer Buy A House?">When Should a First Time Home Buyer Buy a House?</a></p>
<p><a href="http://sacramentorealestatevoice.com/2007/10/08/new-home-buyer-information-you-need-to-read/" title="New Home Buyer Information You Need to Read">New Home Buyer Information You Need to Know</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Fun+Things+Around+Sacramento&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F04%2F25%2Ffun-things-around-sacramento%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/04/25/fun-things-around-sacramento/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Move Over, FHA is BACK in Town</title>
		<link>http://sacramentorealestatevoice.com/2008/04/24/move-over-fha-is-back-in-town/</link>
		<comments>http://sacramentorealestatevoice.com/2008/04/24/move-over-fha-is-back-in-town/#comments</comments>
		<pubDate>Thu, 24 Apr 2008 13:00:14 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Mortgage]]></category>

		<category><![CDATA[Sacramento]]></category>

		<guid isPermaLink="false">http://sacramentorealestatevoice.com/2008/04/24/move-over-fha-is-back-in-town/</guid>
		<description><![CDATA[Home Buyers, this is your lucky day! Guess whos back in town?
Before I tell you lets talk about how uncertain loans have been. Thats an understatement if there ever was one.
So many of the homes today that are in foreclosure are due to poor loans and bad spending habits by homeowners.
But, now FHA is back [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Move Over, FHA is BACK in Town", url: "http://sacramentorealestatevoice.com/2008/04/24/move-over-fha-is-back-in-town/" });</script>]]></description>
			<content:encoded><![CDATA[<p>Home Buyers, this is your lucky day! Guess whos back in town?</p>
<p>Before I tell you lets talk about how uncertain loans have been. Thats an understatement if there ever was one.</p>
<p>So many of the homes today that are in <a target="_blank" href="http://sacramentorealestatevoice.com/category/mortgage/foreclosure/">foreclosure </a>are due to poor loans and bad spending habits by homeowners.</p>
<p>But, now <a href="http://portal.hud.gov/portal/page?_pageid=33,717234&amp;_dad=portal&amp;_schema=PORTAL" title="Federal Housing Administration">FHA</a> is back in town! We are seeing the return of FHA loans and for good reason.</p>
<p>FHA will see Real Estate back on its feet with <strong>safety</strong> for the home buyer.</p>
<p>There is a conforming loan rate increase. Different areas have different loan limits. Sacramento Real Estate has changed from $464,000 to $580,000. This means that you, the home buyer can finance up to $580,000 without having a jumbo loan.</p>
<p>And why do you want to avoid a jumbo loan? Because the interest rates are higher on a jumbo loan. This is only good until December 31, 2008.</p>
<p>Sacramento County, Placer County, El Dorado County and Yolo County all have the same <a target="_blank" href="https://entp.hud.gov/idapp/html/hicost1.cfm">conforming mortgage loan rate with FHA</a>, $580,000.</p>
<p>The other reason FHA is doing so well is that there are lower down payment requirements. Other loan programs such as a conventional loans now require 10% down payment in order to purchase a house or condo. FHA on the other hand only requires 3% down payment.</p>
<p>This doesnt mean that everyone will qualify for an FHA loan. Twelve months of a good payment history is required. You need to be prequalified by a reputable Lender. It is in your best interest to meet with your Lender before ever looking at homes. Your Mortgage Lender will check your credit and verify your employment. This is the time to ask your Lender what your payment would be for the amount you qualify.</p>
<p>I can&#8217;t tell you how many times a new home buyer will come to me who already has a Lender but has no idea what their payments would be on any particular loan amount. This is essential. Home buyers need to know what their loan payment would be for several differnent real estate loan amounts.</p>
<p>If you dont feel comfortable with the loan payment each month, then ask what the payment would be for a lesser amount. You dont want to be house poor, but at the same time you want to be able to get as much house as you feel comfortable buying.</p>
<p>Your lender will send the qualification letter to the Realtor so that your Realtor will know which homes based on the home loan you are obtaining, you would qualify for. Once you have decided on which house to make an offer, the Lender letter will go with the purchase contract.</p>
<p>You are asking the Seller to take their home off the market so it is essential that you provide a letter from the Lender indicating that you are qualified for that amount of money to buy the house. Gifts for down payment and closing costs are allowed. No minimum FICO score or credit score requirements and FHA will allow a home purchase two years after bankruptcy and 3 years after a foreclosure.</p>
<p>There are times when through negotiations, the seller will actually pay for the home buyers 3% down payment. There are also down payment assistance programs available through Nehemiah and others.</p>
<p>Since many of the homes in the Sacramento region are bank owned and some in need of repair, FHA has a program that allows owner-occupied borrowers to finance up to $35,000 in the mortgage to make repairs. For a list of requirements that the property must have be sure to check out the <a target="_blank" href="http://www.hud.gov/offices/hsg/sfh/ref/chap1.cfm">Homeownership Center Reference Guide</a>.</p>
<p>Welcome back to the FHA backed mortgage loans. Back in the day, FHA was the only loan in town to trust. Glad to see FHA returning.</p>
<p>If you like what you read here on Sacramento Real Estate Voice simply click and subscribe <font color="#0066cc"><a href="http://sacramentorealestatevoice.com/about-rss/" title="Sacramento Real Estate by email"><img border="0" src="http://sacramentorealestatevoice.com/wp-content/blogs.dir/142/files/2008/04/feedbutton2.jpg" alt="FeedButton" /></a></font> to get the latest articles sent to your email.</p>
<p>If you are thinking of relocating as a home buyer or simply considering selling your house, be sure to check a FREE <a target="_blank" href="http://sacramentosmls.com/"><strong><font color="#895a34">Sacramento MLS </font></strong></a>of homes for sale and condos for sale.</p>
<p><strong><em>Other Related Articles</em></strong>:</p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/10/16/when-should-a-first-time-home-buyer-buy-a-house/">When Should a First Time Home Buyer Buy A House?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/10/10/first-time-homebuyers-should-take-advantage-of-the-buyers-market/">First-Time Homebuyers Should Take Advantage of the Buyers Market</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/10/08/new-home-buyer-information-you-need-to-read/">New Home Buyer Information You Need to Read</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/05/affordable-neighborhood-in-sacramento/">Affordable Neighborhood in Sacramento</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/29/home-buyers-do-you-remember-being-in-school/">Home Buyers, Do You Remember Being School?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/27/how-much-money-do-i-need-to-buy-a-house/">How Much Money Do I Need To Buy A House?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/02/11/sacramento-realtor-talks-to-home-buyers/">Sacramento Realtor Talks To Home Buyers</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/01/29/baby-steps-when-buying-a-house/">Baby Steps When Buying a House</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/12/27/sacramento-home-buyer-lets-imagine/">Sacramento Home Buyer-Lets Imagine</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/12/20/what-are-the-abcs-of-buying-a-house/">What Are the ABCs of Buying A House?</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/11/09/sacramento-home-buyer-asks-about-credit-score/">Sacramento Home Buyer Asks About Credit Score</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/26/discrimination-in-california-is-obvious/">Discrimination in California is Obvious</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2008/03/14/move-out-of-the-way-bankers/">Move Out of the Way, Bankers</a></p>
<p><a target="_blank" href="http://sacramentorealestatevoice.com/2007/12/07/life-saver-for-sacramento-homeowners/">Life Saver for Sacramento Homeowners</a></p>
<p><a href="http://sharethis.com/item?&wp=2.3.3&amp;publisher=50a63a70-c74d-4326-a463-b0078fa24be3&amp;title=Move+Over%2C+FHA+is+BACK+in+Town&amp;url=http%3A%2F%2Fsacramentorealestatevoice.com%2F2008%2F04%2F24%2Fmove-over-fha-is-back-in-town%2F">ShareThis</a></p>]]></content:encoded>
			<wfw:commentRss>http://sacramentorealestatevoice.com/2008/04/24/move-over-fha-is-back-in-town/feed/</wfw:commentRss>
		</item>
	</channel>
</rss>
