Some renters don’t realize they can actually buy a house. Some renters think a house will cost more than what they pay in rent. Wrong! Rent is going up.
Until you check with a bank or mortgage broker who does loans, you don’t even know if you can buy a house. Did you know that most renters are paying more for rent than they would if they owned their own home? There are Federal programs to help you with your down payment and if you pay your bills on time, meaning you have good credit, you probably can buy a house. You won’t know if you don’t take that first step and call the bank or mortgage broker to find out.
Be sure to read Sacramento Renter This Is For You if you want to know the skinny about real estate and how you can change how you live to pay the landlord.
So many renters just continue to pay the landlord rent each month and sometimes the rent goes up. But, if you have the right loan your payment can remain the same, building equity and giving you a tax deduction all at the same time. The best part is that as long as you pay your house payment each month, you get to stay in your house unlike the landlord that can ask you to move.
There is nothing like owning a place if your own. Waking up and having your morning coffee while the washing machine is running and deciding on what color you want to paint a room while knowing your car is safe in your own garage instead of that nasty carport at the apartment complex. Inviting your friends and family over for a party without having to worry about the people that live above or below you with those paper thin walls.
Check it out and see if you can be a new First Time Home Buyer, you’ll be glad you did! And then give me a call so we can get started and get you your first home. If you need to talk to a Lender who understands loans with loads of experience, give me a call and I’ll give you their phone number. Real Estate is alive and well and renters want to make sure and get on the band wagon before you are priced out of the real estate market all together.
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