Do you sometimes wonder about how to explain the current economic crisis that we find ourselves in to your children or perhaps you wonder yourself?

This video helps to explain how we got into the economic crisis we find ourselves in today. It’s a good visual.

The positive news is that you can do something about it. Each of us can learn to tighten our belts and find ways to save money.   Here are a few ways to help save money in your household. I’m sure that one or two of these might not be so difficult and perhaps if you chose 1 or 2 per week it might help save money.  Get your children involved to help save, this gives everyone a buy-in.

1. Get rid of the Satellite Dishes and just have cable (don’t need 105 channels)

2. Get rid of home phone line and use cell phone instead

3. Cut out buying lattes

4. Pack a lunch

5. Cook dinner at home and cut out eating out

6. Do your own lawn work

7. Turn the water heater down

8. Turn the heat down

9. Carpool

10. Use Free Grocery Coupons and Mommy Savers

11. Use Free Grocery Coupons and Mommy Savers

12. Unplug phone Chargers, coffee pots, toasters when not being used

13. Replace light bulbs with fluorescent lights

14. If you have more than one heat zone, turn down the temp in the zone(s) you are not currently occupying.  Programmable thermostats can help

15. Likewise, with more than one cooling zone, turn up the temp in the zone(s) you are not using

16. Unplug laptops at night

17. Turn off your printer at night

18. Buy fruit that is pre-bundled into bags.  Usually saves 20 cents/lb.  

19. Use your library card instead of buying videos and video games

20. Change your air filter to help save money on your heat  and A/C bill

21. Check out Deal Taker for coupons and money off.

Do YOU have any money saving tips for the readers? 

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