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Sacramento, what are your thoughts about Real Estate? Do you feel a little overwhelmed?
Mortgage fraud, real estate fraud, real estate scams, mortgage scams, foreclosure help scams
Foreclosure signs, abandoned homes, short sales, home auctions oh my gosh.
Does it ever end?
Sorry to rehash what is happening in real estate and how it is effecting each and every one of us but thats my job. I say it the way it is.
For some its a good time to buy a house, for others it is not. If you plan on living in the house for at least 5 to 7 years than yes, its a good time to buy. Real Estate will go back to a normal equity building time period.
While writing this article this evening, a man called who has not seen a lender. Considering how important a loan is, it amazes me that so many home buyers still dont seek nor ask about a mortgage loan before viewing houses.
Home mortgage loans are changing. Lending and loan programs are changing. Unless you are paying cash for a house or condo, you need to go through the prequalification steps with a reputable lender. You need to know if you qualify, how much you qualify for and most importantly, what the terms of the loan programs are that you would qualify for.
PLEASE read, What are the ABCs of Buying a House (or condo for that matter).
Here on Sacramento real estate voice I write real estate related information that hopefully, helps the reader
- the home buyer
- the homeowner
- the renter
- the student
- the investor
to better understand home buying, house selling, and mortgage loans so that we dont ever experience as many foreclosures, loan fraud and basically home buyers buying who cant afford to buy.
There are new home builders who have taken bankruptcy and new subdivisions half built. Home builders are trying to lure the home buyer by offering furniture instead of cutting the price of the houses and condos further down.
Recently, a woman who lost her home to foreclosure emailed and shared the difficulty she is experiencing while searching for rentals within the same area that she use to live in and that her children went to school in.
Here are her words
I was then informed close to 30 days later that they did not accept tenants with foreclosures.
Wish I knew when all this will turn around. What I do know is that each one of us, needs to be more neighborly. With all the negativity, we need to generate a little positivity.
That gets me thinking about what we can all do thats positive. Get to know our neighbors. Become more neighborly. There is probably someone on your street that could use a helping hand. Its not stupid to be nice stretch.
This is a time when neighbors need to know neighbors.
This is a time to extend a helping hand.
This is a time that we need to be all we can be.
What can you do to help in your neighborhood?
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Other Helpful Articles:
Sacramento Real Estate, Prepare for the Eye of the Storm
The Lights Have Gone Out For Many in Foreclosure
Do You Understand Foreclosure?
Sacramento Real Estate Writes Letter to All Banks
